High-Net-Worth Coverage
Private Client Services
Elevated coverage for those with more to protect.
We are ready to be part of your trusted team of advisors. We understand you have busy and complicated lives, so we are ready to offer you consultative services to make your insurance as simple as possible. We recognize that your time is valuable, so we are always just a phone call away at your convenience.
We work with leading private client insurance groups to ensure our high-net-worth clients can access the coverage they need — with higher limits and higher value umbrella policies than traditional insurance carriers.
What We Cover
Private Client Auto
Whether it's the family SUV, an imported sports car, or the special roadster you save for Sundays — we understand these vehicles have special features, higher parts costs, and need quality maintenance providers. Most private client carriers offer total replacement based on an agreed-upon value, so there's no question about your settlement in the event of a loss.
Private Client Home
Your home is one of your most precious assets. Private client insurance providers offer premium protection above and beyond traditional carriers — covering the cost to replace your home to its original specifications and in compliance with today's building codes, even when the cost exceeds your policy limit.
Excess Liability
Private client insurance provides higher excess liability limits than traditional insurers — as high as $50 million. If you need a higher umbrella policy to protect your assets, private client coverage may be the right option for you and your family.
Valuables & Collections
Fine art, jewelry, wine collections, antiques, and other high-value items require specialized coverage. Private client carriers offer scheduled personal property coverage with agreed-value settlements and worldwide protection.
Watercraft & Marine
From day sailors to large yachts, private client marine coverage provides agreed-value hull protection, liability, and crew coverage tailored to the way you use your vessel — on Casco Bay and beyond.
Identity & Cyber Protection
Private client providers often include identity theft restoration services and personal cyber protection — covering financial losses, legal fees, and the cost of restoring your identity and digital life.
Why Choose Casco Bay?
Speak with one of our qualified agents to see if private client group insurance is the right option for you and your family. We take the time to understand your full picture — your properties, your vehicles, your collections, and your lifestyle — and build a program that protects everything you've worked for.
- Access to elite private client carriers
- Higher limits and agreed-value settlements
- Consultative, white-glove service
- One call handles your entire portfolio
Is private client coverage right for you?
Speak with a Private Client Advisor — no obligation, no cost to you.