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Business Lines

Commercial Insurance

You built your business. We help protect it.

You worked hard to build your business — you want to ensure it is protected in the event of an unexpected loss. Casco Bay Insurance is ready to help you navigate the complicated waters of commercial insurance options, from small local shops to multi-location operations.

Coverage Options

Business Owner's Policy (BOP)

A bundled policy combining general liability and commercial property coverage — ideal for small to mid-size businesses.

General Liability

Protection against third-party claims of bodily injury, property damage, and advertising injury arising from your business operations.

Commercial Property

Coverage for your building, equipment, inventory, and other physical assets against fire, theft, vandalism, and more.

Workers' Compensation

Required in Maine for most employers — covers medical expenses and lost wages for employees injured on the job.

Commercial Auto

Coverage for vehicles used in your business, including owned, leased, and non-owned autos.

Professional Liability (E&O)

Protects service-based businesses against claims of negligence, errors, or omissions in the professional services you provide.

Commercial insurance for Maine businesses

Why Choose Casco Bay?

Commercial insurance is not one-size-fits-all. Our agents take the time to understand your industry, your exposures, and your risk tolerance — then build a program that protects your livelihood without over-insuring or under-insuring your operation.

  • Industry-specific coverage expertise
  • Access to specialty markets
  • Annual reviews as your business grows
  • Claims advocacy when you need it most

Let's protect your business.

Get a Free Commercial Quote — no obligation, no cost to you.